Dejamobile, Fintech specialising in mobile transaction solutions for payment, transport and commerce, successfully meets Stocard’s needs by setting up a mobile payment service available on Android and iOS.
With over 50 million users, Stocard is Europe’s leading mobile wallet, shaping the future of shopping and payments. Digital management of loyalty cards and mobile payment are two of the key functionalities of Stocard. The company’s objective is to extend its offer with innovative financial services and thus make the physical wallet obsolete. Stocard is working with more than 6,500 retailers, including the biggest names around the globe.
Initially, Stocard developed its value proposition around the digitisation of loyalty cards and bringing customers exclusive offers, coupons and more. When Stocard decided to extend its value proposition to mobile payments, the company turned to Dejamobile and its ReadyToTap™ Payment for Issuers solution. Dejamobile enabled Stocard to implement a purely digital (“Digital Only”) mobile payment solution within its application on Android and in Apple Pay Wallet for iOS. The service is currently available in 5 countries: France, Germany, Italy, the Netherlands and the United Kingdom.
Dejamobile’s ReadyToTap Payment for Issuers solution meets Stocard’s specific needs. Thus, whether on Android or iOS, in less than a minute, an end-user gets a digitised Mastercard card directly in the Stocard application, for Android, or pushes the virtual card into Apple Pay Wallet for iOS. Consumers can access new benefits within a single application: discount vouchers, loyalty cards, gift cards and now payment methods. These functionalities guarantee a fully integrated experience in line with the new uses expected by consumers.
Successfully deployed, this project highlights the expertise of Dejamobile. Thanks to its ReadyToTap Payment for Issuers solution, certified by Mastercard, Visa and CB, Dejamobile has been able to design a secure and industrial offer to meet Stocard’s needs on an international scale. Offering a genuine tokenisation hub, Dejamobile enables all card issuers to digitise their cards in a standardised, secure and fast way.
Houssem Assadi, CEO at Dejamobile: “The concept of ‘Digital Only’ or ‘Digital First’ is becoming a major trend in the payment landscape. Instant issuing of digital means of payment enables users to be equipped simply and quickly and eliminates all the inconveniences associated with the production and shipping of physical cards. Stocard has perfectly integrated this paradigm and has taken a step ahead by completing its service with a digital payment card. Our expertise in the field and our ability to lead this project in an international context were the key elements of our collaboration. Based on our certified solution ReadyToTap Payment for Issuers, the Stocard Pay service ensures a smooth digital payment experience, fully integrated with the other services of the application and totally secure, in particular thanks to strong authentication based on biometrics. Finally, the modular and flexible design of our solution has made possible the multi-country extension of the Stocard Pay service without the need for any additional development. »
“We’re very happy to partner with Dejamobile to bring the future of banking with Stocard Pay to our 50 million customers. As our wallets are moving to our smartphones, the digital wallet is becoming the central hub in our lives for anything around money, shopping, and banking. Together with our excellent partners we will bring this future for everyone through Europe’s leading mobile wallet.” said Bjoern Goß, CEO and Founder, Stocard.”
