Payment

The mobile payment market is growing and several players are trying to position themselves as reference providers of payment services to consumers: banks and traditional financial institutions, but also new entrants (GAFAM and Fintechs specialized).

Mobile payment : convenient and universal

The mobile payment market is developing on a global scale, notably under the impetus of digital giants (GAFAM) who deploy their services (such as Apple Pay, Google Pay or Samsung Pay) in several countries. Banks and financial institutions are also active in this field and some are investing to offer mobile payment services in their own mobile applications. Finally, Fintechs are created with the project of offering a payment service, or more generally a banking service, exclusively mobile.

The role of banks in the smartphone age
A constant volume increase of mobile transaction around the world
39,2 %

This is the estimated overall annual growth rate for the mobile payment market.

100 %
of payment terminals in Europe will be contactless compatible in 2020.

Against 60% in 2016 (source Berg Insight)

This is the estimated number of consumers equipped with a smartphone in 2020.

26 bil.

mobile applications downloaded worldwide in 2017 on iOS and Play Store.

641€

of annual expenditure per mobile buyer in Europe.

2,1 bil.

of consumers worldwide will use a mobile wallet to make a payment in 2019.

Challenges

Four challenges for issuers of means of payment
  • Keeping control of the customer relationship
  • Capitalising on smartphones to strengthen trust for enrollment and usage
  • Adopting an efficient solution while preserving issuers’ business model
  • Ensuring the evolution of its service in an independent and optimal way

Solution

Dejamobile offers white label secure transaction mobile solutions
Payment - Dejamobile

ReadytoTap

ReadyToTap Payment

Offer your customers a simple and secure mobile payment experience for all their proximity and online purchases.

NFC, HCE

QR Payment

Tokenisation Hub

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