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Crédit Agricole is using Dejamobile’s solution to secure its P2P “Paylib between friends” service

13 - 12 - 2018

Customer updates

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In October 2018 Crédit Agricole launched the "Paylib entre amis" (“Paylib between friends”) service. Thanks to dejamobile's ReadyToTap Payment solution, money transfer has never been so simple and secure.

Accessible via the Crédit Agricole Ma Carte application, this new service allows a user to transfer money simply using a mobile number. Thanks to dejamobile’s ReadyToTap Payment solution, money transfer has never been so simple and secure.

In October 2018, Crédit Agricole launched the “Paylib entre amis” (“Paylib between friends”) service. Accessible via the Crédit Agricole Ma Carte application, this new service allows a user to transfer money simply using a mobile number. Thanks to dejamobile’s ReadyToTap Payment solution, money transfer has never been so simple and secure.

Since the launch of the service, it has been possible to transfer money to a friend… just using a phone number! No need to provide your bank details: from Crédit Agricole’s “Ma Carte” application, via the “Paylib entre Amis” service, the sender enters the amount to be transferred and then validates it, using biometric authentication or a pin code. The beneficiary then receives an SMS indicating that a transfer has been sent to them.

Crédit Agricole is the only major French bank to use biometric authentication for such a transfer service between individuals. In order to offer a secure money transfer service and a smooth user experience, Crédit Agricole Payment Services relied on the authentication module of dejamobile’s ReadyToTap Payment solution, which is already integrated into the Ma Carte application. “Dejamobile’s teams were perfectly able to meet our expectations: their agility and technical expertise made it possible to offer a fluid and secure customer experience, totally in line with the Crédit Agricole culture,” explains Xavier Vaslin, Head of CAPS’ Payment Lab. “We have been working with dejamobile for several years, and this use case confirms their ability to listen and their desire to work in collaboration with us in order to offer our customers useful and easy to use products”.

Crédit Agricole Payment Services has been relying on dejamobile’s solutions for more than 3 years now. With our ReadyToTap Payment solution, we offer Crédit Agricole customers a secure and easy-to-use mobile payment service,” said Houssem Assadi, CEO of dejamobile. Now, customers can transfer money to their friends via their smartphone, easily and more securely thanks to the strong authentication module included in our SDK, which is already used to secure contactless and online Paylib payments. With this module, we enable banks to secure different kinds of payments, online or peer-to-peer, in a way that complies with the PSD2.

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